Kenya National Police DT SACCO Marks 52nd ADM With Robust Financial Results And Ambitious Forward Strategy

Marking its 52nd Annual Delegates Meeting with robust financial results and an ambitious forward strategy, underscoring its position as one of the country’s most stable deposit-taking cooperatives, the Kenya National Police DT SACCO declared a Ksh4.1 billion pay out to members, comprising 17% dividends on share capital and 11% interest on deposits. With a Stable outlook, reflecting solid capital, liquidity and asset quality, the institution is staying true to its 2025–2029 Strategic Plan anchored on member centricity and digital transformation, alongside plans to acquire a new headquarters in 2026, reinforcing its long-term growth trajectory as Corporate Watch Magazine’s Swao Mururi narrates.

The Kenya National Police DT SACCO held its 52nd Annual Delegates Meeting marking another milestone for the institution. The society recorded notable growth across its key financial indicators as total assets rose by 11.1%, from Ksh59.8 billion in the year 2024 to Ksh66.4 billion in 2025.

Loans and advances grew by 10.1%, from Ksh50.4 billion in 2024 to Ksh55.3 billion in 2025. Revenue rose by 8%, from Ksh9.9 billion in the previous year to Ksh10.7 billion in 2025, while core capital strengthened by 12.3%, from Ksh19.8 billion in 2024 to Kshs. 22.4 billion in 2025.

Governance and Capacity Development
Established in 1972, Kenya National Police DT SACCO remains one of the best-managed SACCOs in Kenya and a trusted financial partner. ‘I am proud to report that in 2025, our SACCO was rated second best performing DT SACCO nationally, reflecting our steadfast commitment to good governance and professional practices,’ announced Kenya National Police DT SACCO National Chairman Mr. David Mategwa OGW, HSC, DSA, ICUDE while delivering the Chairman’s report at the ADM.

He went on to clarify that the Society engaged over 11,355 members across 32 counties and the National Top Savers programme through financial literacy programs. In 2026, these initiatives will continue, including Regional Best Savers training, international training for the top ten savers, and ongoing local and international learning for the Board, Management and Staff.

In April 2025, GCR Ratings reaffirmed the Society’s A-(KE) long-term and A2(KE) short-term ratings with a Stable Outlook, reflecting strong capital, liquidity, and asset quality. Further building on ISO 9001:2015 certification, the Society also commenced integration of Quality Management (ISO 9001), Information Security Management (ISO 27001) and Business Continuity Management (ISO 22301) systems, strengthening resilience, operational excellence, and stakeholder confidence for sustainable growth in a digital environment.

Strategic Plan 2025-2029
The Kenya National Police DT SACCO 2025–2029 Strategic Plan is built on four core pillars: Member Centricity, Institutional Sustainability, a Better World to Live in and ICT and Digitalisation.

‘The Society’s strategy defines our ambition, strategic focus, and key enablers for achieving our goals. A flagship element of the 2025–2029 Strategic Plan is the acquisition of property for a new headquarters in the year 2026. The Board proposes this project for ADM approval, marking a major step toward realizing the Society’s long-term vision,’ remarked the Chairman.

Society’s Historical Profile
On the sidelines of the ADM, the Chief Guest officially launched The Historical Profile of Kenya National Police DT SACCO – A Half-Century Journey, titled Ties That Build a Legacy. The book traces the SACCO’s journey from 1972 to the present, highlighting key milestones, achievements, and its transformative impact on members. More than a historical record, it celebrates the dedication of generations of members, staff, and leaders, and will inspire current and future members while guiding its continued growth and excellence.

Technology and Digital Transformation
During the year 2025, the Kenya National Police DT SACCO undertook significant technological enhancements aimed at improving service efficiency, reliability, and accessibility for members across multiple transaction channels.

The Mtawi platform remained the flagship digital channel, consistently supporting core services including deposits, withdrawals, loan disbursements, and loan repayments. The SACCO plans to operationalize additional transaction channels in the first quarter of 2026 as part of its ongoing digital transformation agenda.

Corporate Social Initiative
In 2025, the sponsorship programme for children of our deceased members recorded strong outcomes, with 37 of 43 KCSE candidates qualifying for university admission.

The Society also supported police training institutions by constructing and handing over a modern gymnasium at the National Police College, Main Campus, Kiganjo and is now constructing a Saluting Dias at the Embakasi B Campus, which awaits commissioning.

‘The SACCO remains committed to supporting community projects in line with the cooperative principle of concern for the community,’ affirmed Mategwa.

Dividends on Shares and Interest on Deposits
The Board of Directors recommended the payment of dividends on share capital at a rate of 17%, amounting to Ksh.624.3 Million, and interest on deposits at a rate of 11%, amounting to Ksh.3.5 Billion, bringing the gross total to Ksh.4.1 Billion in 2025 compared to Ksh.3.9 Billion in 2024, representing an increase of 6.6%.

The Chief Guest, the Principal Secretary (PS) for the State Department for Cooperatives, Hon. Patrick Kilemi, CBS expressed his pleasure in joining members to celebrate over five decades of cooperative excellence, describing the SACCO’s journey as one defined by discipline, solidarity, resilience, trust, service, and financial prudence.

He emphasised the central role of MSMEs and SACCOs in advancing financial inclusion and economic growth, reaffirming the Government’s commitment to strengthening regulation. This will be achieved through reforms to the SACCO Act, enhanced supervision by SASRA, improved governance frameworks aligned to Mwongozo principles, a progressive transition toward internationally recognised credit union standards, and market-driven solutions such as strategic alliances where necessary.

He underscored the importance of compliance, accountability, and integrity in restoring and sustaining public confidence, assuring members of continued efforts to establish a secure, competitive, and transparent SACCO environment, including deposit guarantee insurance and strengthened ICT systems.

‘We gather here as leaders entrusted with safeguarding the savings, trust and aspirations of hardworking Kenyans. SACCOs remain the financial backbone of households, workers, farmers, youth and micro and small enterprises across our country. They are therefore central to the success of the Bottom-Up Economic Transformation Agenda and to Kenya’s inclusive economic growth,’ stated the PS.

He added that as a Ministry, they continue to underscore governance, regulatory compliance and professional management as the foundation of a resilient cooperative sector.

‘We must protect members’ savings, uphold ethical leadership and enforce compliance across the SACCO sector. There is no room for mismanagement, weak governance or opaque financial practices. Recent challenges in parts of the sector have tested public confidence and exposed systemic weaknesses. These experiences must now serve as a turning point for reform, discipline and renewal,’ PS Kilemi added.

Steadfast Commitment to Growth
In his remarks, the National Police Service Director of Corporate Communications, Mr. Muchiri Nyaga, representing the Inspector General of the National Police Service, Mr. Douglas Kanja, commended the Kenya National Police DT SACCO leadership and membership for their steadfast commitment to growth. He noted its recognition as the second best Performing DT SACCO and its impressive rise in revenue.

He observed that while police officers confront the physical dangers of their profession daily, they also face significant financial pressures, and he lauded the SACCO for being a champion of sound financial discipline.

‘The National Police Service appreciates the leadership and members of the Kenya National Police DT SACCO for their sound governance, strong financial performance, and commitment to officers’ economic empowerment,’ Mr. Muchiri said on behalf of the Inspector General.

Best Savers awarded…
In celebrating a culture of disciplined saving and long-term wealth creation, the Society honoured its top-performing members for 2025 under the prestigious Michael Arum Award, with Mr. Edward Mbugua, CBS, MBS, OGW, NDC (K), emerging as the standout contributor after recording the highest savings in both share capital and deposits.

His dual distinction underscored an exceptional commitment to capital accumulation and institutional growth. Beyond the overall award, the Society also recognised category leaders across its diverse membership base: Mr. Eliud Lagat as the top saver among Gazetted Officer I members; Ms. Beatrice W. Kiraguri in the Gazetted Officer II category; Ms. Jedidah Muriuki under Inspectorate; Mr. Peter Mbuvi among Retired members; Ms. Eunice Wanjiru Nyaga representing NGAO; Mr. Japhet Baithalu from EACC; Mr. Nelson Karagu under Other Organisations; Mr. Maina Mark from NIS; Mr. Simon Mutuku among NCO members; and Mr. Joshua Mosiria in the PC category. Collectively, the honourees exemplify the financial discipline and savings ethos that continue to anchor the Society’s balance sheet strength and long-term sustainability.